In addition to your own health insurance, KCP provides students with minor medical and accident coverage.
KCP’s minor medical insurance begins the day after arrival in Japan and continues through the last day of the program. However, KCP coverage is a supplemental or “top up” policy of health insurance for study abroad in Japan. You must be covered by another insurance policy while in Japan or while on any independent travel excursion. It is your responsibility to secure additional coverage before departing for Japan.
The KCP health insurance covers:
|Medical expense (accident)||¥550,000|
|Death by accident||¥3,000,000|
|Medical expense (sickness)||¥530,000|
|Death by sickness||¥3,000,000|
|Coverage is subject to change without notice.|
- Make sure your existing plan covers you while abroad. Read your insurance policy thoroughly to understand all limitations.
- The KCP plan does not cover (1) major medical; (2) dental disease; (3) pregnancy, childbirth, premature birth, or miscarriage; (4) any pre-existing condition.
- Students who visit a doctor while in Japan may have to pay out-of-pocket fees.
- If you plan to attend KCP longer than one term and will therefore obtain a long-term visa, you will be required to participate in Japan’s National Health Insurance (Kokumin Kenko Hoken). You are responsible for the charges to join and maintain National Health Insurance coverage.
If you do not have health insurance or wish to purchase additional insurance, consider:
CISI—Cultural Insurance Services International / 800.303.8120
CMI Insurance / +1.410.453.6380
HTH Worldwide / 888.350.2002
Suzuki-sensei’s kind patience helped bring my stress down; I did better when she was teaching. Other teachers saw me struggle and hovered around me, trying to be helpful, but it stressed me more. Suzuki-sensei knew how to offer me help at the right times without hovering.